My credit Score indicates “excellent”

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If you have a good credit score but no visible means to actually pay back a loan, no one will lend to you. Conversely, if you have crappy credit, but lots of cash churning about, someone might take a risk on you, but at high margins or with massive strings attached.

See Donald Trump, who alienated all domestic banks after multiple bankruptcies, but had connections with DeutscheBank who kept him afloat when no one else would, allegedly to help recycle and launder lots of Russian money.

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